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Hamilton (905) 769-2005

Licensed Bankruptcy Trustee in Toronto

If you struggle with debt, you are not alone. Canadians are living with more debt today than in previous generations, and the major contributing factor to this unprecedented level of debt is overspending, and living beyond our means.

Consumer Proposal in Toronto

Owning your first home is an exciting milestone, but for many people, it may seem like a hopeless or impossible dream. If you want to purchase a home in the next few years, but currently find yourself in debt, a Licensed Insolvency Trustee (LIT) can help.

Debt Consolidation in Hamilton and Toronto

In a perfect world, all of your personal debts (including mortgages, credit cards, car payments, personal loans, lines of credit, etc.) would be fully paid off before you retire. This is generally considered ‘best practice’ because upon retirement, we rely on subsidized income (such as retirement savings, workplace pensions, RRSPs, CPP) for our living expenses.

Licensed Insolvency Trustee

“Sign up for a new credit card today, and receive 20,000 bonus points!” “Increase your credit limit in the next 30 days, and we’ll waive your fee for the first year!” “First time credit card applicant? You won’t want to miss this special low interest rate!”

If your debt has reached a level that seems impossible to pay off, it’s important to know that you are not alone. Consumer debt has reached an all-time high in Ontario and an increasing number of people are unable to keep up with their financial obligations. Thankfully, Bankruptcy is an option to wipe the slate

If you’re in your 20’s, you may find that money is in short supply. Perhaps you’ve got student loans to pay off and are trying to juggle a part-time job on top of school commitments. Or maybe you’re trying to make ends meet for rent and car payments on the starting salary of your first