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Hamilton (905) 561-2992

Licensed Insolvency Trustee

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Credit Counselling in Toronto

If you or a loved one are struggling with debt, just remember that there is a way out. There are many options available that can help you regain control and put an end to your financial struggles. When you are looking to reduce personal debt, your first plan of action should be to seek help

If your debt has reached a level that seems impossible to pay off, it’s important to know that you are not alone. Consumer debt has reached an all-time high in Ontario and an increasing number of people are unable to keep up with their financial obligations. Thankfully, Bankruptcy is an option to wipe the slate

Living in Toronto and the GTA can be expensive for families, students, and young professionals, alike. Families want to raise their children in close proximity to all the amenities within the city, students want to study at the city’s world-renowned schools, and young professionals want an easy commute from their condo to the office every

For most Canadian post-secondary students, borrowing money is unavoidable, in order to finance their education. The costs of tuition and textbooks – on top of living expenses like rent, groceries, and transportation – really add up. In fact, it is estimated that the average Canadian student graduates with almost $30,000 of debt. It’s a hard

We all have financial obligations, from daily costs of transportation to ensuring we have a place to call home. These costs of living can add up quickly, and sometimes we find ourselves unable to keep up. There are many different reasons why you may find yourself deep in debt, and there are a number of

If you’re in your 20’s, you may find that money is in short supply. Perhaps you’ve got student loans to pay off and are trying to juggle a part-time job on top of school commitments. Or maybe you’re trying to make ends meet for rent and car payments on the starting salary of your first

When you fall on rough financial times, it’s hard to know what to do. With so many complicated terms and options ahead of you, things can get stressful. Many people assume that Bankruptcy is their only option because it’s the phrase most commonly thrown around in the news. However, did you know that more and

Struggling with overwhelming and unpayable debt can be a paralyzing experience. You know that you can’t pay your bills and still make your rent or mortgage payment. You have stopped opening the mail because you know the bad news that each envelope holds.

For many people dealing with debt stress in Toronto, it simply isn’t necessary to file for Bankruptcy or make a Consumer Proposal in order to resolve their debt issues. In such instances, Credit Counselling alone may be a better choice. Toronto Credit Counselling essentially involves learning how to manage your money more effectively so you can reach your financial