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Hamilton (905) 769-2005

Consumer Credit Counseling Services

Fuller Landau’s Credit Counselling services in Toronto and Hamilton are an ideal solution to debt-related issues when a Consumer Proposal or Bankruptcy can be avoided. In certain situations, your credit woes might simply be resolved through the disciplined application of a credit counsellor’s expert advice.

An initial assessment with a qualified and experienced personal debt specialist can determine if further action is necessary, such as debt consolidation, drafting a Consumer Proposal, or declaring Bankruptcy.

Fuller Landau’s credit counselling in Toronto and Hamilton is a free service that we provide to help you to get a fresh start, and includes a thorough assessment of your current situation. You need an advisor who is compassionate, understanding, and knowledgeable about the options for resolving your debt. At Fuller Landau, we take the time to understand your situation, assess your current financial position, and gather all the facts before making any recommendations.

Options and Solutions

After your initial assessment, our debt experts will recommend an option for dealing with your debtor issues with as little damage as possible to your credit score or quality of life.

Credit Counselling

The obvious benefit of our Toronto and Hamilton credit counselling services is education. Sometimes, all you need is the knowledge of how to balance a household budget and plan ahead to make sure that you’re able to meet the payment requirements of your outstanding debts.

Debt Consolidation

A consolidation loan, in addition to credit counselling, can make your debts far more manageable and are often payable at considerably lower interest rates. While this option is highly dependent on your credit history, it can be a much more favorable outcome compared to Consumer Proposals or Bankruptcy.

If you’d like to learn more about Fuller Landau’s credit counselling services, or to schedule a free assessment to learn if credit counselling can resolve your personal debt issues, contact us today at our Toronto and Hamilton offices.

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Consumer Proposal vs Bankruptcy

Can You Relate?

When it comes to debt, particularly high-interest debt from credit cards, a few missed payments can often become a slippery slope towards out-of-control debt.

Minimum payments barely cover the interest. If those minimum payments are missed, or if you need to go further into debt to pay them, it’s time to get help.

Nobody likes dealing with constant harassing phone calls or late payment notices. if you can’t afford to pay off all your debts, they won’t stop until you take action.

Often, wage garnishments from a creditor just compound the problem, and make it even more difficult to pay off your other debts.

Get A Fresh Start


It’s time to take back control of your life.
Call us today at (416) 927-7200 or fill the in the form below and book your free consultation.