Struggling with overwhelming and unpayable debt can be a paralyzing experience. You know that you can’t pay your bills and still make your rent or mortgage payment. You have stopped opening the mail because you know the bad news that each envelope holds.
For many people dealing with debt stress in Toronto, it simply isn’t necessary to file for Bankruptcy or make a Consumer Proposal in order to resolve their debt issues. In such instances, Credit Counselling alone may be a better choice. Toronto Credit Counselling essentially involves learning how to manage your money more effectively so you can reach your financial