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Hamilton (905) 769-2005

Credit Counselling in Toronto

When challenged by debt that continues to grow, credit counselling may be a great course of action: It can provide you with an insightful and practical set of resources to get your finances back on track, and help you avoid falling too deep into insurmountable debt. It’s also an important part of the Bankruptcy process,

Consumer Proposals Toronto

Recent reports have shown a marked decline in personal Bankruptcy rates across the country, despite an increasing debt load for the average individual. We take a closer look at the data to explain this situation, which may seem surprising – or even counter-intuitive – at first glance.

Licensed Bankruptcy Trustee in Toronto

If you struggle with debt, you are not alone. Canadians are living with more debt today than in previous generations, and the major contributing factor to this unprecedented level of debt is overspending, and living beyond our means.

Credit card debt has become more and more prevalent in recent years, among Canadians. To help you stay on track with your financial obligations, our Licensed Insolvency Trustees and consumer credit counsellors offer 6 suggestions for managing your credit card debt:

There are a number of reasons why people find themselves in debt, including unexpected job loss, health problems, marital breakdown, income tax, and financial mismanagement, to name a few. In a previous post, we discussed debt related to job loss. In this blog post, we will explore divorce in greater detail: what to do if