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Hamilton (905) 769-2005

Licensed Insolvency Trustees Toronto and Hamilton

I was asked an interesting question the other day: “Is there such a thing as an unlicensed Insolvency Trustee?” The short answer is no— the Insolvency Trustee certification is very strictly regulated by the Office of the Superintendent of Bankruptcy (OSB). However, there are unregulated advisors for debt-related issues, known as debt consultants.

Consumer Proposal vs Bankruptcy in Toronto

There are many reasons why a Consumer Proposal is a preferable alternative to Bankruptcy. One key distinction between the two options that we often get asked to elaborate upon is the different payment methods: Bankruptcy payments may vary, while a Consumer Proposal has fixed payments. This has the great advantage of certainty.

Rising Interest Rates

Rising interest rates in Canada have led our top economists to predict further increases after a long period of low rates. For many Canadians, the interest you pay on your mortgage, car loan, and credit cards will rise, leaving you with even less money in your pocket. Fuller Landau Debt Solutions can help.

Bankruptcy Trustees in Hamilton

We’re proud to announce that we have been listed as one of the top three Licensed Bankruptcy Trustees in Toronto, by Three Best Rated™. We would be remiss if we didn’t also mention that we bring this same top-rated service and expertise to the Golden Horseshoe, through our office in Hamilton.