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Hamilton (905) 769-2005

It is appearing increasingly likely that we will see another hike during the October 24 Bank of Canada (BOC) interest rate announcement. Since July of 2017, the BOC has increased Canadian interest rates four times, with the last increase being in July of 2018 when it hit 1.5%. The BOC maintained the 1.5% rate during

Halloween is one of the scariest times of year, but it shouldn’t strike fear into your wallet! According to Statistics Canada, nearly 4 million children were of trick-or-treating age in 2016. Candy, decorations, and Halloween parties can all add up, but there is one expense category that costs Canadians the most: costumes — even DIY

Happy Thanksgiving weekend from all of us at Fuller Landau Debt Solutions! What are you thankful for this year? We are grateful for the opportunity to help our clients achieve financial peace of mind. We hope you have an incredible weekend celebrating with your family, friends, and loved ones. Enjoy the turkey dinner!

During Thanksgiving dinner, you want to eat your turkey, not worry about how much the meal is eating up your budget. While Thanksgiving dinner is a time for family get-togethers, laughter, and great food, it can be hard to enjoy if it’s taking up a lot of your household budget. When it comes to the

Two national trends could mean big trouble for the average Canadian consumer’s wallet. The Bank of Canada interest rate increases, and Record-high Canadian gas prices. Let’s break those down further. Canadian Interest Rates Since July 2017, the Bank of Canada has increased interest rates from 0.5% to 1.5%. The 1.5% interest rate is the highest

One of the most frequent business tax challenges we hear about is falling behind on filing HST returns. If you’re filing HST returns late, here are four facts you need to know: If you earn more than $30,000 of self-employed income, you must collect, file, and remit HST to the Canada Revenue Agency. There are

Rising interest rates are a front-of-mind topic for most Canadians. Not only can increased rates affect unsecured consumer household debt — like credit cards, some lines of credit, and old bills — but it can also affect secured debts — like your mortgage renewal. On July 11, 2018, the Bank of Canada increased interest rates

Classes are back in session in just a couple of weeks — have you started your back-to-school budget planning yet? According to the Survey of Household Spending from Statistics Canada, the average household spent $1,502 on education in 2014, including tuition fees, education services (such as tutoring), textbooks, and school supplies. An Angus-Reid poll found

Perhaps you’re familiar with the theory that the biggest causes of divorce are infidelity and money problems. While this is hard to prove, divorce and debt is a major factor that must be taken into consideration when considering ending a marriage. The Vanier Institute of the Family estimated in 2013 that 41% of marriages in