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If you’ve lost your tax receipts or didn’t save them, filing taxes late may seem reasonable but it can cause you more harm than good. The 2017-2018 tax deadline is April 30 for personal taxes and June 15 for self-employed workers (i.e. sole proprietors and contractors). If you find yourself in a situation where you have

It’s no secret that interest rates have been on the rise in Canada. In 2017, for the first time in seven years, the Bank of Canada (BOC) increased interest rates by 0.5 per cent, going to 1 per cent. On January 17, 2018 the BOC increased its key rate by another 0.25 per cent. Experts

Filing taxes late can be very… taxing. If you’re considering a delinquent tax return, it could mean fines, penalties, and increased costs from CRA. As the 2017-2018 tax deadline nears in Canada, it’s a good time to take stock of your financial standing. April 30 is the deadline for most Canadians, and June 15 for

For those struggling with debt, the struggle just became that much harder. The Bank of Canada interest rate increased again on January 17, 2018, going up to 1.25% — the highest it’s been in nine years. BOC interest rate hikes started in July of 2017 when the rate went from 0.5% to 0.75%. It increased

A common fear about using Bankruptcy services is the effect it will have on your job. If this fear is holding you back from taking action, rest assured: there is no notification sent to your employer (except to terminate existing garnishments being deducted from your wages, if applicable), and therefore, in most cases your boss

It’s not always easy to ask for help when we need it. Often, when overwhelming debt threatens to take control, our Torontonian pride compels us to try handling it ourselves. But you’re not alone, and there is no shame in getting professional help to resolve your debt issues, through solutions like debt consolidation, credit counselling,

Rising Interest Rates

Rising interest rates in Canada have led our top economists to predict further increases after a long period of low rates. For many Canadians, the interest you pay on your mortgage, car loan, and credit cards will rise, leaving you with even less money in your pocket. Fuller Landau Debt Solutions can help.

Consumer Proposals Toronto

Recent reports have shown a marked decline in personal Bankruptcy rates across the country, despite an increasing debt load for the average individual. We take a closer look at the data to explain this situation, which may seem surprising – or even counter-intuitive – at first glance.

Credit card debt has become more and more prevalent in recent years, among Canadians. To help you stay on track with your financial obligations, our Licensed Insolvency Trustees and consumer credit counsellors offer 6 suggestions for managing your credit card debt:

The Bank of Canada has raised their interest rates for the second time this year, and while economists assure us that this is a sign of faith in the stability and growth of our economy, the increased rates will impact the costs of debt for residents of Toronto and Hamilton, as well as every household across