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Classes are back in session in just a couple of weeks — have you started your back-to-school budget planning yet? According to the Survey of Household Spending from Statistics Canada, the average household spent $1,502 on education in 2014, including tuition fees, education services (such as tutoring), textbooks, and school supplies. An Angus-Reid poll found

If the only thing you have in your budget to spend this Valentine’s Day is time with your significant other, you’re in luck. There are plenty of ways to make February 14 the most romantic day ever without spending a dime. If you’re spending Valentine’s Day in Toronto, here are five free activities you can